Affordable Care Act coverage
Major Medical
Major medical insurance is a comprehensive policy designed to help pay for covered healthcare expenses ranging from preventive services to emergency care. The Affordable Care Act (ACA) requires all major medical plans to be guaranteed issue and include basic requirements such as the 10 essential health benefits.
What Does Major Medical Insurance Cover?
- Preventive and wellness services and chronic disease management
- Prescription drugs
- Ambulatory patient services
- Emergency services
- Hospitalization
- Maternity and newborn care
- Mental health and substance use disorder services, including behavioral health treatment
- Rehabilitative and habilitative services and devices
- Laboratory services
- Pediatric services, including oral and vision care